I write and edit academic, creative, and informational texts for all audiences. My specialty is making complex ideas understandable to the average reader.

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moneycrashers.com

7 Ways to Stop Spam Email, Unwanted Messages & Robocalls

You probably can’t stop every single spam message from reaching your inbox, but you can cut way down on the amount you get. And better still, you can do it without paying a cent.

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Use Automatic Savings Accounts and Apps to Build Wealth With Less Stress

Using an automatic savings plan is like keeping the cookies on a high shelf. It helps you save by setting aside part of each month’s earnings in a separate account, where it’s harder to reach.

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What Is a Home Equity Line of Credit (HELOC)

Unlike other home loans, a HELOC gives you access to a pool of cash that you can dip into as needed. This deal offers flexibility - but is it a good idea?

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Time Banking Explained – How to Trade Services With a Time-Based Currency

Time banking is a system that lets people use time, instead of money, to pay for goods and services. Read on to find out how you can use time banking to your advantage.

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9 Everyday Carry Items You Need to Have to Be Prepared for Anything

Your everyday carry, or EDC, is all the stuff that fills your pockets on a normal day. And if you choose it wisely, you can deal with all kinds of situations – both normal and unexpected.

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How to Buy a Fixer-Upper House

Fixing up a fixer-upper isn't as easy as it looks on TV. Before you jump in, learn what the job involves, how to figure the costs, and how to get a good deal.

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How Being a Late Adopter Can Save You Money

Early adopters often pay through the nose for a clunky first draft of a product that doesn’t work that well yet. Late adopters avoid these problems, and enjoy several other benefits as well.

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How Prescription Drug Discount Cards Can Save You Money at the Pharmacy

Prescription drug discount cards offer only modest savings...but for the millions of Americans who can’t afford their medications, that small savings can make a big difference.

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How Much House Can You Afford?

Don't get swept off your feet by a house that will stretch your budget to the breaking point. Here's how to figure out how much house you can really afford.

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10 Ways Your Brain Is Costing You Money

Our brains can trick us into making choices that seem logical, but don’t stand up to close inspection. These mental traps are called “cognitive biases" - and they can seriously hurt your bottom line if you let them.

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8 Tips on How to Improve Your Credit Score Rating

A bad credit score can affect your life in all kinds of ways. Luckily, it's also a problem you can fix. All you have to do is follow these simple rules.

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4 Ways to Save Money Long-Term by Spending More Now

There are times when you can save money by spending a little more up front. Here are the life hacks you need to save over the long-term with wise buying.

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Are Fitness Activity Trackers Worth the Money?

Fitness trackers have taken the country by storm. But at prices ranging from $60 to $220, are these gizmos worth the money?

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7 Best Financial Decisions Young People Can Make to Get Ahead

Good financial decisions can save you thousands of dollars and free up extra time. Here's how to make great money choices based on data from 2,000 people.

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4 Worst Financial Mistakes and How to Avoid Them

Bad financial decisions can cost you thousands of dollars and years of your life. Here's how to avoid poor money choices based on data from 2,000 people.